Skip to main content
Payments & escrow

Is Paystack safe?

Paystack is a licensed, PCI-DSS-compliant African payment processor (owned by Stripe) that securely handles card and bank payments. Here's what that means.

Quick answer

Paystack is a licensed African payment processor, owned by Stripe, that handles card and bank payments for businesses in markets including South Africa and Nigeria. It is PCI-DSS compliant and encrypts card data, so card details are processed on Paystack's secure infrastructure rather than stored by the merchant. It is regulated in the markets where it operates.

"Safe" for a payment processor comes down to how card data is handled. With Paystack, the customer enters their card details into Paystack's own secure checkout, not the merchant's systems. The merchant never sees or stores the raw card number, which removes a large category of risk from the business accepting payment.

Paystack holds PCI-DSS compliance — the payment-card industry's security standard — and encrypts sensitive data in transit. Being owned by Stripe and regulated in its operating markets adds further oversight.

KAZI uses Paystack to process payments on invoices and escrow. It is important to be precise about this: the payment-security certifications belong to Paystack as the processor, not to KAZI. KAZI relies on that infrastructure so it never has to handle raw card data itself.

Run the money side of your business in one place

Start free. Priced per business, not per seat.

Start Free Trial
FAQ

Common questions

Does the merchant see my card number with Paystack?

No. Card details are entered into Paystack's secure checkout and processed on its infrastructure. The business you are paying does not receive or store your raw card number.

Is Paystack regulated?

Paystack operates as a licensed payment processor in its markets and holds PCI-DSS compliance. It is owned by Stripe. Certifications and regulatory standing belong to Paystack as the processor.

One connected place to run the work

Clients, projects, invoicing, payments and AI in one place. Start free, priced per business.

No spam · unsubscribe anytime